Step By Step
- Chat to you on the phone to give you an indication right away
- Visit you in your home and learn what it is you want to achieve
- Analyse your financial situation and present some home loan options
- Collect the information and documents to support an application
- Your deal might be work-shopped anonymously with one or more banks to find the right lender with the best deal
- Work with your professional partners including real estate agent, lawyer, accountant, builder, valuer and bank to move your application forward efficiently
- Negotiate the interest rates and other benefits with the bank once an unconditional approval has been offered
- Instruct the bank of the loan structure you and I have agreed on that suits you
- Arrange for the delivery of the loan documents to your lawyer for settlement
- Ensure you have been appointed a personal manager within the bank to handle your account going forward
Follow Up
- Book a call to contact you for a follow up when your fixed period expires
- Update you on any changes to bank requirements and interest rates
- Review your situation and suggest any changes in loan structure that would benefit you
- Be available when you need me