The Process Explained

Step By Step

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  • Chat to you on the phone to give you an indication right away


  • Visit you in your home and learn what it is you want to achieve


  • Analyse your financial situation and present some home loan options


  • Collect the information and documents to support an application


  • Prepare it for the bank


  • Your deal might be work-shopped anonymously with one or more banks to find the right lender with the best deal


  • Work with your professional partners including real estate agent, lawyer, accountant, builder, valuer and bank to move your application forward efficiently


  • Negotiate the interest rates and other benefits with the bank once an unconditional approval has been offered


  • Instruct the bank of the loan structure you and I have agreed on that suits you


  • Arrange for the delivery of the loan documents to your lawyer for settlement


  • Ensure you have been appointed a personal manager within the bank to handle your account going forward

Follow Up

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  • Book a call to contact you for a follow up when your fixed period expires


  • Update you on any changes to bank requirements and interest rates


  • Review your situation and suggest any changes in loan structure that would benefit you


  • Be available when you need me