The Process Explained

Step By Step

Mortgage Broker explaining information with a pen, pad and lap top

  • Chat to you on the phone to give you an indication right away

  • Visit you in your home and learn what it is you want to achieve

  • Analyse your financial situation and present some home loan options

  • Collect the information and documents to support an application

  • Prepare it for the bank

  • Your deal might be work-shopped anonymously with one or more banks to find the right lender with the best deal

  • Work with your professional partners including real estate agent, lawyer, accountant, builder, valuer and bank to move your application forward efficiently

  • Negotiate the interest rates and other benefits with the bank once an unconditional approval has been offered

  • Instruct the bank of the loan structure you and I have agreed on that suits you

  • Arrange for the delivery of the loan documents to your lawyer for settlement

  • Ensure you have been appointed a personal manager within the bank to handle your account going forward

Follow Up

Young couple hugging in their new home

  • Book a call to contact you for a follow up when your fixed period expires

  • Update you on any changes to bank requirements and interest rates

  • Review your situation and suggest any changes in loan structure that would benefit you

  • Be available when you need me