About Us


MortgageWise is the trading name for a service operating under the Financial Advisers Act 2008. It is owned and operated by Bernie Cook, a Registered Financial Adviser under the Act and a mortgage broker since 2003.

Registration details: https://app.companiesoffice.govt.nz/fsp/app/ui/fsp/version/searchSummaryIndividualFSP/FSP89381/28.do 



  • Tireless advocate for borrowers - He doesn't make money until you succeed!
  • 18 years experience in finance and banking
  • He's the boss. The buck stops here
  • Knowledgeable, always looking for the solution that might be outside the box
  • Former BNZ Mobile Mortgage Manager
  • Accredited mortgage adviser with major NZ banks
  • Non-bank lending for equity release loans
  • Specialist in Investment Property Loans
  • Reverse Mortgages
  • Registered Financial Adviser and member of Q Advisor Group
  • Makes personal visits anywhere in Auckland but can take your call from anywhere in the world.


Other Experience

  • Residential investment property
  • Property development
  • Business lending
  • Renovation management
  • Project management
  • Overseas property investment