Bernie Cook

Mortgage Adviser


Accredited introducer for major NZ banks, lending institutions and private lenders

0800 510 608

smart thinking




There are some who say we should change our bank every few years or so just to get treated like a new customer! I have no opinion either way. But I do know how to get the job done with a minimum of fuss if you choose to do so and a mortgage broker is the best way to do it.


Of course I present your home loan to your new bank in such a way that you will be getting the best deal on offer.  I'm a great negotiator on behalf of my clients!


Quite often the new bank will pay handsomely to get your business and treat you like a star. And don't we all deserve that?


So, What's Involved?


Not much on your part really.  I'll visit you at your home and do all the paperwork for you to get the loan sorted. Most banks have a hand-over team that helps you migrate your accounts to them. They will organise your auto payments, accounts, credit cards if you choose to take everything with you, because they want it to be easy for you. I'll arrange the introduction and let them know how important you are!


You won't believe how good it feels to be treated like a valued customer again!


But the best news is: right now some banks are paying big cash contributions as an incentive to get you to change your home loans to them. That means dollars in your pocket just for changing banks!  Almost too good to be true!  Yet it is happening everyday. It's been said that up to 1/3 of all bank customers are changing banks at any given time.


So if you think it's time to change for whatever reason, then I'm your man.  I've helped so many people get a better deal with interest rate discounts and large cash contributions, I reckon I can do it in my sleep now! But of course you'll get the top service and results I've become known for so don't hesitate, call me now and tell me what you would like from your new bank. Along the way, we'll take the opportunity to give your financial situation a WOF.  I'll examine your current position and suggest any changes to your loan structures that will benefit you in the future.


Lowest interest rates, best cash back, great personal service, you can't get better than that.




Your Expert in Home Loan and Investment Loan Refinancing

Changing Banks

Wrong password.