Bernie Cook

Mortgage Adviser


Accredited introducer for major NZ banks, lending institutions and private lenders

0800 510 608

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                       LOAN STRUCTURES 




One size does not fit all when it comes to home loans. Structuring your loan correctly can help you pay it off quicker and save interest.


The correct structure depends on:


  - your income

  - your outgoings

  - the size of your loan

  - whether or not you expect to make bulk repayments from time to time

  - your current and future family situation

  - your lifestyle

  - anticipated changes to your future financial position

  - your overall objective in regards to your home loan


Getting into a home loan is one thing. Getting out of it again is way more important. This is where your Mortgage Broker from MortgageWise can help.


After discussing your plans and financial situation and taking into consideration all the above, we can advise you on the correct loan structure that suits you.




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