Bernie Cook

Mortgage Adviser


Accredited introducer for major NZ banks, lending institutions and private lenders

0800 510 608

smart thinking

Debt Consolidation 

You have a home loan, an HP on the TV, a car loan, a personal loan at the bank because they offered it to you, a couple of interest free loans from the appliance store because it isn't costing you anything and a store card that you can't quite pay off. Let's not mention the maxed out credit card(s).


The bathroom needs doing up and you are feeling the pressure of the payments on all these loans. Your home has gone up in value, so consolidating all your high interest loans to one low interest loan is a sensible option provided the repayments are set at a manageable level that also lets you pay it off in a timely manner.  That's the trick to avoiding the burden of long term debts and it's where we at Mortgage Wise excel. We will structure your consolidation loan so that it gets paid off over a period of time that's comfortable for you.







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