Bernie Cook

Mortgage Adviser


Accredited introducer for major NZ banks, lending institutions and private lenders

0800 510 608

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                              BUILDING REPORT






Most banks do not require a builder's report for straight forward house purchases.


They may require one if:


  - the house has plaster cladding

  - your Sale & Purchase Agreement specifies one

  - a valuation report indicates any issues


We recommend that you get a builder's report as a condition of the Sale & Purchase Agreement. Such a report will show if there are any issues particularly watertight ones. It should also give you an indication how much any maintenance or repairs might cost. Banks may require any repairs to be done before you buy the house.


Remember: an ounce of prevention is worth a ton of cure!





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