Bernie Cook

Mortgage Adviser


Accredited introducer for major NZ banks, lending institutions and private lenders

0800 510 608

smart thinking

Here's How I will Help You:

- I'll get you the best deal going from the bank

- I'll visit you at your home or work to start the process.

- I'll help you put together the documents the bank needs

- Once approved, I'll negotiate the interest rates and cash back.

- Set up the mortgage to optimise your current situation

Your Expert For Your New Home Loan

If you've just signed up for a new house, you've come to the right place for mortgage advice and finance.

Right advice, right now, quick smart

I'm Bernie Cook, owner of Mortgagewise with a total of 16 years experience as a mortgage broker and registered financial adviser in banking and finance.


- Lowest rates some of which are not advertised by the banks.


- Highest cash contribution.

Right now some banks are paying big cash contributions as an incentive to get you to take out your home loans with them. That means dollars in your pocket to cover legal fees, moving costs etc.


- Personal in-home service.

A Financial Adviser or mortgage broker, works for the client but generally gets paid by the banks, so for you there is usually no cost. You don't have to visit a branch and document collection is a breeze.


- Choice.

Financial Advisers (formerly Mortgage brokers) have access to many banks and non-bank lenders as well as several sources of private funds for those difficult cases. We will always give you the full information you need regarding the different loans and options you need to make an informed choice. We'll advise you on the best way to structure your loans to suit your plans and financial position. (Frontline bank staff are unable to do this and only offer the loan products from their own bank)


So if you've just bought a house and you want finance, then I'm your man.  I've helped so many people get a better deal with interest rate discounts and large cash contributions, I reckon I can do it in my sleep now! But of course you'll get the top service and results I've become known for so don't hesitate, call me now and let's get started. Along the way, together we'll take the opportunity to give your financial situation a WOF.  I'll examine your current position and suggest loan structures that will benefit you now and in the future.


Lowest interest rates, best cash back, great personal service, you can't get better than that.

Why use a Financial Adviser popularly know as a mortgage broker) to organise your home loan?

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